Instant SOL
The vault lends the moment your deposit verifies on chain: one signature, a 60 second quote, a 1% slippage guard. No order book, no counterparty, no chart.
0 bags in pawn across 0 vaultsPawn your bag.
Pawn your bag.
Keep your spot.
Need SOL but don't want to sell? Pawn your tokens to your coin's pawn vault for an instant SOL loan, funded by creator fees. Redeem within 7 days for the loan plus 5% and get exactly your tokens back. Unredeemed bags are burned.
- Lent out now
- 0 SOL
- Redeemed
- -
- Forfeits burned
- 0
The first vault opens with the first launch.
The pawn counter
Raise SOL without giving up your spot.
Selling to raise SOL means giving up your spot, and on a thin curve it costs every other holder a red candle. Pawning keeps the bag off the chart: the vault holds it and lends you SOL against it.
Loan
10 to 30% of live value
the coin's loan rate, set at launch
Term
7 days
extend once by 7 days for 5%
Redeem
loan + 5%
exactly your tokens come back
Not redeemed
burned
you keep the loan, supply goes down
How it works
Quote, pawn, redeem. Or burn.
- 01
Quote
Pick how much of your bag to pawn. The vault quotes the coin's loan rate times the live value (curve, or the pool once graduated), what redeeming costs and the due date. The quote holds 60 seconds.
- 02
Pawn
Your wallet signs one token transfer into the coin's pawn vault. The server checks it on chain, re-checks the price, and the vault sends your SOL loan. You get a pawn ticket.
- 03
Redeem
Any time within 7 days, send the loan plus 5% from the ticket page and the vault releases exactly your tokens. Need longer? Extend once by 7 days for 5% of the loan.
- 04
Or burn
If the ticket is not redeemed by due, the pawned tokens are forfeited and the vault burns them on chain. You keep the loan; the supply goes down for everyone.
Demo
A pawn, start to finish.
Live vaults
Every coin has its own pawn vault.
Vault cash, SOL lent out under the 70% cap, active tickets and forfeits, live. Open a coin to get a quote.
Recent pawn tickets
Loans out, redemptions and forfeits. Each row is a ticket.
No tickets yet
The first pawn shows up here with its loan and countdown.
Live activity
Nothing yet.
Keep your spot
Your bag is held, not sold. Redeem within 7 days and exactly the same tokens come back to your wallet. The chart never sees a sell.
Forfeits burn
Unredeemed tickets are not resold: the vault burns those tokens with BurnChecked and a memo. Every forfeit makes the supply smaller for the holders who stay.
Why pawn instead of selling?+
Selling gives up your bag, and on a thin bonding curve a market sell pushes the price down for every other holder. Pawning keeps the bag off the chart: you get SOL now, and if you redeem within 7 days you get exactly your tokens back.
How much can I borrow?+
The coin's loan rate (10 to 30%, set by the creator at launch, 20% by default) times your bag's live value. Limits: 5% of vault capital per wallet per day on a coin, at most 70% of the vault lent out at once, and keeper caps per loan and per day. The pawn counter shows the most you can borrow right now.
Where does the SOL come from?+
From pump.fun creator fees. Every coin launched on PAWN shares its creator fees on chain: pawn vault 60%, creator 30%, PAWN 10%. Redemption and extension fees go back into the vault. The vault only lends what it holds.
What does redeeming cost?+
The loan plus 5%, paid in one SOL transfer before the due time. Extending once costs 5% of the loan and moves the due time 7 days later. Both are paid from the ticket page.
What if I don't redeem?+
At the due time the ticket is forfeited and the vault burns exactly the pawned tokens on chain. You keep the loan. This cannot be undone, so the ticket page shows a live countdown.
Is a loan guaranteed?+
No. Loans are made only while vault capacity lasts and only if the price did not fall more than 1% between your quote and the deposit; otherwise your tokens come back. This is a creator-fee-funded vault feature, not a bank and not financial advice.
Launch a coin your holders never have to dump.
60% of creator fees fill your coin's pawn vault. Pick a loan rate, sign two transactions. Holders who need SOL pawn instead of selling, and every forfeit burns.